The cost of a one bedroom park model home has become a major point of interest for retirees, seasonal residents, downsizers, and investors looking for a compact yet comfortable housing solution. Park model homes strike a balance between affordability and livability, offering a residential feel without the full financial weight of a traditional house.
Unlike RVs or travel trailers, park model homes are built to higher standards, often featuring full kitchens, private bedrooms, residential bathrooms, and permanent utility connections. Buyers often underestimate the true cost because pricing goes beyond the sticker price. Transportation, setup, land arrangements, and customization all influence the final number.
This guide focuses exclusively on the cost of a one bedroom park model home, breaking down real-world pricing, cost drivers, and financial considerations. Clear figures, practical insights, and buyer-focused details help set realistic expectations before making a purchase.
“A park model home isn’t just a smaller house — it’s a different cost structure altogether.”
In This Article
Average Cost of a One Bedroom Park Model Home in Today’s Market
The average cost of a one bedroom park model home varies based on build quality, size, manufacturer, and location. Pricing in 2025 reflects rising material costs and increased demand for compact housing, yet park models remain significantly more affordable than site-built homes.
Typical Price Ranges
| Type of One Bedroom Park Model Home | Average Cost (USD) |
| Entry-level models | $45,000 – $60,000 |
| Mid-range models | $60,000 – $85,000 |
| High-end or luxury models | $85,000 – $120,000+ |
Entry-level units usually include basic finishes, standard appliances, and minimal customization. Mid-range options introduce better insulation, upgraded cabinetry, energy-efficient windows, and improved layouts. Premium models feature residential-grade appliances, high ceilings, designer interiors, and smart-home upgrades.
New vs Pre-Owned Costs
New park model homes offer warranty coverage and modern construction standards. Pre-owned units can reduce upfront costs by 20–40%, though buyers should budget for inspections, repairs, and transportation.
Pre-owned pricing typically falls between $30,000 and $55,000, depending on age, condition, and location.
What the Base Price Usually Includes
Most base prices cover:
- Factory-built structure
- Standard plumbing and electrical systems
- Basic appliances (stove, refrigerator, HVAC)
- Interior finishes at entry-grade level
Items often excluded from the base price:
- Delivery and setup
- Decks, stairs, or skirting
- Land, permits, or utility hookups
Understanding what “base price” actually means helps avoid unexpected budget overruns.
Key Factors That Influence the Cost of a One Bedroom Park Model Home
Several elements shape the final cost of a one bedroom park model home, even when comparing units of similar size. Price differences often reflect construction choices rather than square footage alone.
Manufacturer and Build Quality
Reputable manufacturers use better framing, insulation, roofing materials, and windows. Higher build quality increases durability, comfort, and resale value, while cheaper builds may sacrifice longevity.
Well-known manufacturers typically charge 10–25% more, though the added cost often pays off long term.
Size, Layout, and Square Footage
Most one bedroom park model homes range between 400 and 540 square feet. Open floor plans, vaulted ceilings, and loft features can raise costs despite similar footprints.
Cost increases with:
- Larger bedroom dimensions
- Walk-in closets
- Separate dining or living zones
- Additional storage solutions
Regional Pricing Differences
Location affects both manufacturing and delivery expenses. Homes built closer to the installation site reduce transportation costs, while high-demand regions often carry premium pricing.
Regional factors include:
- Local labor rates
- Zoning and code requirements
- Park or community standards
A one bedroom park model home in the Southwest or Southeast often costs less than the same model delivered to remote or high-regulation regions.
Cost Breakdown: One Bedroom Park Model Home by Component
Understanding the cost of a one bedroom park model home becomes much easier when pricing is broken down into individual components. Each part of the home contributes to the final figure, and small upgrades across multiple areas can add up quickly.
Structural and Exterior Costs
The structural shell represents the largest portion of the total cost, typically 45–55% of the base price.
Key structural elements include:
- Steel chassis and floor framing
- Wall framing and insulation
- Roofing materials (metal or architectural shingles)
- Exterior siding (vinyl, wood, LP SmartSide, or fiber cement)
Average structural cost: $25,000–$45,000 depending on materials and build quality.
Higher insulation ratings and weather-resistant exteriors raise the upfront cost but reduce long-term energy expenses.
Interior Finishes and Fixtures
Interior finishes shape both comfort and aesthetics. Entry-level models use functional materials, while upgraded interiors lean toward residential standards.
Typical interior cost ranges:
- Flooring: $3,000–$7,000
- Cabinets and countertops: $4,000–$10,000
- Interior walls, trim, and doors: $2,500–$6,000
Luxury finishes such as quartz countertops, hardwood-style flooring, and custom cabinetry can add $10,000–$20,000 to the total.
Plumbing, Electrical, and HVAC Systems
Mechanical systems account for 15–20% of the overall cost.
| System | Estimated Cost |
| Plumbing | $4,000 – $7,000 |
| Electrical | $3,500 – $6,500 |
| HVAC (mini-split or central) | $4,500 – $9,000 |
Energy-efficient HVAC systems increase upfront costs but often reduce monthly utility bills by 20–30%.
Customization Costs for a One Bedroom Park Model Home
Customization plays a major role in determining the final cost of a one bedroom park model home. Buyers can keep costs low with standard features or personalize the home for comfort, accessibility, or style.
Kitchen and Bathroom Upgrades
Kitchen and bathroom enhancements remain the most popular custom options.
Common upgrade costs include:
- Residential appliance packages: $2,500 – $6,000
- Tile shower with glass enclosure: $3,000 – $7,000
- Premium countertops: $1,500 – $4,000
Even modest kitchen upgrades often increase resale appeal significantly.
Exterior and Structural Enhancements
Exterior upgrades improve durability and curb appeal.
Popular options:
- Metal roofing upgrade: $2,000 – $4,500
- Extended overhangs or awnings: $1,500 – $3,500
- High-performance windows and doors: $3,000 – $6,000
These improvements also boost energy efficiency and weather resistance.
Furniture, Storage, and Built-Ins
Many park model homes arrive unfurnished. Built-in furniture maximizes space efficiency but raises costs.
Typical add-ons include:
- Built-in bed platforms with storage: $2,000 – $5,000
- Custom closets or pantries: $1,500 – $4,000
- Integrated seating or dining nooks: $2,500 – $6,000
Customization costs commonly range from $8,000 to $25,000, depending on complexity.
“Customization transforms a park model from temporary housing into a true home.”
Land and Site Preparation Costs for a One Bedroom Park Model Home
Land and site preparation represent one of the most overlooked aspects of the cost of a one bedroom park model home. These expenses vary widely based on ownership, location, and local regulations.
Land Purchase vs Lot Leasing
Buyers typically choose between owning land or leasing space in a park or resort community.
| Option | Typical Monthly Cost |
| RV or park community lease | $400 – $1,200 |
| Private land ownership | Varies by region |
Leasing reduces upfront costs, while land ownership increases long-term control and potential appreciation.
Foundation and Pad Installation
Most park model homes sit on engineered pads rather than permanent foundations.
Estimated costs:
- Gravel or concrete pad: $3,000 – $8,000
- Pier system or blocking: $2,000 – $5,000
Local codes and soil conditions influence pricing significantly.
Utilities, Permits, and Hookups
Utility connections are essential but often excluded from home pricing.
Typical setup costs:
- Water and sewer hookup: $2,500 – $6,000
- Electrical connection: $1,500 – $4,000
- Permits and inspections: $500 – $2,000
Site preparation alone can add $10,000–$25,000 to the total project budget.
Transportation and Setup Costs for a One Bedroom Park Model Home
Transportation and installation represent a significant yet often underestimated portion of the cost of a one bedroom park model home. Because these homes are factory-built and oversized, delivery requires specialized equipment and experienced crews.
Delivery and Transportation Expenses
Transport costs depend largely on distance, route accessibility, and fuel prices.
Typical delivery pricing includes:
- Short-distance delivery (under 100 miles): $3,000 – $6,000
- Long-distance delivery (300+ miles): $6,000 – $12,000
Wide-load permits and escort vehicles may add $500–$2,000 in certain regions.
Placement, Leveling, and Setup
Once the home reaches the site, professional setup ensures safety, stability, and code compliance.
Setup services often include:
- Blocking or pier placement
- Leveling and anchoring
- Skirting installation
Average setup cost: $3,500 – $7,500
Poor installation can lead to structural issues and void warranties, making professional setup essential rather than optional.
Decks, Stairs, and Accessibility Additions
Most park model homes do not include exterior access features.
Estimated costs:
- Entry stairs or landing: $1,500 – $3,500
- Full deck or porch: $4,000 – $12,000
- Wheelchair-accessible ramp: $3,000 – $7,000
These additions enhance usability and resale appeal but increase the total investment.
Monthly Ownership Costs After Buying a One Bedroom Park Model Home
Beyond the purchase price, recurring expenses influence the true cost of a one bedroom park model home over time. Monthly costs remain relatively low compared to traditional housing, though they vary by location and lifestyle.
Park Fees, Rent, and HOA Charges
Many owners place their homes in resort-style parks or manufactured housing communities.
Typical monthly fees:
- Basic park rent: $400 – $800
- Premium resort communities: $900 – $1,500
Fees often include amenities such as water, trash service, security, and community maintenance.
Utilities and Energy Expenses
Thanks to smaller square footage, utility costs remain manageable.
Average monthly estimates:
- Electricity: $50 – $120
- Water and sewer: $30 – $70
- Internet and cable: $60 – $120
Energy-efficient models often cut electricity costs by 25–40%.
Insurance, Taxes, and Maintenance
Insurance premiums are lower than traditional homes but higher than RV policies.
Typical costs include:
- Insurance: $300 – $800 annually
- Registration or property tax: $200 – $1,000 annually
- Maintenance reserve: $500 – $1,500 annually
Setting aside maintenance funds protects against long-term repair expenses.
Cost Comparison: One Bedroom Park Model Home vs Alternatives
Comparing alternatives highlights why many buyers consider the cost of a one bedroom park model home a strong value proposition.
Park Model Home vs Tiny Home on Wheels
| Feature | Park Model Home | Tiny Home on Wheels |
| Average cost | $55,000 – $100,000 | $65,000 – $130,000 |
| Living space | Larger, residential | Compact, mobile |
| Zoning flexibility | Limited | More flexible |
| Comfort level | High | Moderate |
Park models prioritize comfort, while tiny homes focus on mobility.
Park Model Home vs Manufactured Home
Manufactured homes cost more but offer full-time residential zoning.
Average manufactured home price: $120,000 – $200,000 (excluding land)
Park model homes remain ideal for seasonal or semi-permanent living.
Park Model Home vs RV or Travel Trailer
RVs cost less upfront but lack long-term durability.
Key differences:
- Park models last longer
- Better insulation and appliances
- Greater resale stability
Buyers seeking residential comfort often prefer park model homes despite the higher initial cost.
Financing Options That Affect the Cost of a One Bedroom Park Model Home
Financing plays a critical role in the overall cost of a one bedroom park model home, especially for buyers who prefer not to pay in cash. Since park model homes are classified differently than traditional houses, loan options are more limited but still accessible.
Cash Purchase vs Financing
Many buyers choose cash purchases to avoid interest costs and speed up delivery. Cash buyers often receive discounts of 3–8% from manufacturers or dealers.
Financing increases the total cost but improves affordability upfront.
Typical financing terms include:
- Loan terms: 10–20 years
- Interest rates: 7% – 11% (credit dependent)
- Down payment: 10% – 30%
Chattel Loans and Personal Property Loans
Most park model homes qualify for chattel loans, since they are not considered real estate unless permanently affixed to owned land.
Key characteristics:
- Faster approval process
- Higher interest rates than mortgages
- No land ownership required
While chattel loans increase long-term cost, they remain the most common financing option.
Manufacturer and Dealer Financing Programs
Many manufacturers offer in-house financing or preferred lender programs.
Advantages include:
- Streamlined paperwork
- Faster approvals
- Bundled delivery and setup costs
Buyers should always compare offers, as dealer financing may include higher interest rates in exchange for convenience.
“The financing method chosen can add tens of thousands to the lifetime cost of a park model home.”
Long-Term Value and Resale Cost of a One Bedroom Park Model Home
Understanding long-term value helps clarify whether the cost of a one bedroom park model home aligns with financial goals. Unlike traditional houses, park models typically depreciate, though smart purchasing decisions can slow that process.
Depreciation and Value Retention
Most park model homes depreciate 2–4% annually during the first decade. Well-maintained homes in desirable parks hold value better than poorly maintained units.
Factors that improve resale value:
- Energy-efficient upgrades
- Modern layouts and finishes
- Location in high-demand communities
Market Demand and Buyer Trends
Demand remains strong among retirees, snowbirds, and short-term rental investors. One bedroom layouts attract solo occupants and couples, expanding resale potential.
Homes placed in resort-style parks often sell faster than those on private land without amenities.
Condition, Upgrades, and Resale Price
Resale pricing commonly ranges between 50–70% of the original purchase price after 10–15 years, depending on upkeep.
Upgrades that deliver the best resale return:
- Metal roofing
- Updated kitchens
- Energy-efficient windows
Hidden Costs to Watch for When Calculating the Cost of a One Bedroom Park Model Home
Hidden expenses can quickly inflate the cost of a one bedroom park model home if buyers fail to plan ahead. These costs often appear after purchase commitments are made.
Upgrade Add-Ons Not Included in Quotes
Base pricing rarely includes popular features.
Common exclusions:
- Higher insulation packages
- Exterior decks and porches
- Appliance upgrades
Always request a fully itemized quote before signing contracts.
Delivery, Setup, and Access Challenges
Narrow roads, soft soil, or restricted access can add unexpected charges.
Potential extras include:
- Site grading
- Tree removal
- Special equipment or cranes
These costs can add $2,000–$6,000 unexpectedly.
Park Rules, Compliance, and Ongoing Fees
Some parks impose additional requirements.
Possible fees:
- Skirting or exterior style standards
- Minimum deck size requirements
- Annual compliance inspections
Ignoring park rules can result in fines or forced upgrades.
Is the Cost of a One Bedroom Park Model Home Worth It?
Whether the cost of a one bedroom park model home is worth it depends on lifestyle goals, length of use, and financial priorities. These homes are not designed to replace traditional housing for everyone, yet they excel for specific buyer profiles.
Who Benefits Most Financially
One bedroom park model homes deliver the strongest value for:
- Retirees and seniors downsizing from larger homes
- Snowbirds seeking seasonal residences
- Couples or solo occupants prioritizing simplicity
- Buyers wanting lower upfront housing costs
Compared to renting long term or owning a second traditional home, park models often reduce annual housing expenses by 40–60%.
Lifestyle Value vs Total Cost
Beyond numbers, lifestyle advantages add intangible value:
- Easier maintenance and cleaning
- Lower utility consumption
- Compact, efficient living without feeling cramped
Many owners emphasize that the predictable monthly costs provide peace of mind, especially for fixed-income households.
When the Cost May Not Make Sense
Park model homes may not suit buyers who:
- Need full-time residential zoning
- Plan to frequently relocate
- Expect property appreciation similar to real estate
Understanding intended use prevents disappointment and ensures the investment aligns with expectations.
Final Thoughts on the True Cost of a One Bedroom Park Model Home
The true cost of a one bedroom park model home extends far beyond the base purchase price. Buyers should plan for delivery, setup, land or park fees, utilities, and optional upgrades to avoid budget surprises.
Realistic Total Cost Summary
| Expense Category | Estimated Cost Range |
| Home purchase | $45,000 – $120,000 |
| Delivery and setup | $6,500 – $20,000 |
| Site prep and utilities | $10,000 – $25,000 |
| Customization and add-ons | $8,000 – $25,000 |
Total project cost: $70,000 to $170,000+, depending on choices and location.
Smart Budgeting Tips
Focus on value, not just price
- Request itemized quotes
- Compare manufacturers carefully
- Prioritize upgrades that reduce long-term costs
Planning ahead transforms a park model purchase from a financial risk into a confident decision.
“The best park model investment starts with understanding the full cost—not just the sticker price.”
For buyers researching construction standards and classification details, the Recreational Vehicle Industry Association (RVIA) provides reliable guidance on park model regulations and building requirements, making it a useful reference when evaluating manufacturers and pricing:
👉 https://www.rvia.org
